Bellefonte, DE
Bellefonte wildfire risk explained
Bellefonte's 576 buildings earn a 29th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bellefonte at the 30th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Bellefonte's buildings actually sit
Most of Bellefonte's buildings (93.6% of 576) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Bellefonte against the rest of the country
Inside Delaware, Bellefonte sits at just the 13th percentile even though it scores 29th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bellefonte ranks 22,460 for wildfire risk (1 is highest) and 16,155 by building count (1 is largest). Within Delaware alone, it ranks 69 of 79 places by risk. See the full county-by-county picture for Delaware on its state page.
Shopping for coverage in Bellefonte
Bellefonte's moderate rating (29th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 93.6% of Bellefonte outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 576 counted buildings into the percentiles shown above for Bellefonte. For more on what minimal exposure implies beyond Bellefonte, see the exposure-zones guide.