Bellefonte, AR
Bellefonte wildfire risk explained
Out of every US place USFS scores, Bellefonte lands at the 80th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 254 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bellefonte at the 83rd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Bellefonte's buildings actually sit
Of Bellefonte's 254 counted buildings, 61% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Bellefonte ranks
Bellefonte's risk sits at a similar level relative to Arkansas (82nd percentile statewide) as it does nationally (80th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bellefonte ranks 6,261 for wildfire risk (1 is highest) and 23,006 by building count (1 is largest). Within Arkansas alone, it ranks 115 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Bellefonte and the insurance market
At the 80th percentile nationally, Bellefonte carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Bellefonte (61%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Bellefonte's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bellefonte, see the exposure-zones guide.