Bellefontaine Neighbors, MO
How exposed is Bellefontaine Neighbors to wildfire?
USFS's Wildfire Risk to Communities model puts Bellefontaine Neighbors at the 44th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 4,900 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bellefontaine Neighbors at the 47th percentile, close to its 44th-percentile risk score.
Where Bellefontaine Neighbors's buildings actually sit
USFS classifies 95.7% of Bellefontaine Neighbors's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Bellefontaine Neighbors ranks
Bellefontaine Neighbors's 44th national percentile looks worse in isolation than its 23rd ranking inside Missouri does — this place is on the milder end for its own state, by 22 points. Among the 31,521 US communities USFS scores, Bellefontaine Neighbors ranks 17,550 for wildfire risk (1 is highest) and 3,494 by building count (1 is largest). Within Missouri alone, it ranks 821 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Bellefontaine Neighbors and the insurance market
Bellefontaine Neighbors's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Bellefontaine Neighbors
With 95.7% of buildings rated Minimal exposure, Bellefontaine Neighbors gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Bellefontaine Neighbors's figures come from
Every one of the two percentiles behind Bellefontaine Neighbors's 17,550-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bellefontaine Neighbors's dominant minimal exposure actually means, with real examples from across the dataset.