Belleair Shore, FL
Belleair Shore, FL's wildfire risk, in USFS's own numbers
Belleair Shore's 63 buildings earn a 50th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Belleair Shore's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
What "at risk" means for the buildings here
Only 4.8% of Belleair Shore's 63 buildings carry Direct exposure and 0% carry Indirect; the remaining 95.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Belleair Shore ranks
Belleair Shore ranks lower within Florida (4th percentile statewide) than its 50th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Belleair Shore ranks 15,718 for wildfire risk (1 is highest) and 30,537 by building count (1 is largest). Within Florida alone, it ranks 916 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Belleair Shore and the insurance market
Belleair Shore's elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 95.2% of Belleair Shore outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Belleair Shore's 15,718-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Belleair Shore, see the exposure-zones guide.