Belleair, FL
Belleair, FL's wildfire risk, in USFS's own numbers
Belleair sits at the 52nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,623 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Belleair at the 56th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Belleair's building exposure, zone by zone
Most of Belleair's buildings (89.8% of 1,623) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Belleair against the rest of the country
Inside Florida, Belleair sits at just the 5th percentile even though it scores 52nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Belleair ranks 15,214 for wildfire risk (1 is highest) and 8,682 by building count (1 is largest). Within Florida alone, it ranks 906 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Belleair
Belleair's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Belleair
With 89.8% of buildings rated Minimal exposure, Belleair gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,623 counted buildings into the percentiles shown above for Belleair. For more on what minimal exposure implies beyond Belleair, see the exposure-zones guide.