Belle Valley, OH
Belle Valley wildfire risk explained
Belle Valley's 182 buildings earn a 39th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Belle Valley at the 41st percentile, close to its 39th-percentile risk score.
Belle Valley's building exposure, zone by zone
USFS puts 61.5% of Belle Valley's 182 buildings in the Indirect exposure zone, versus 38.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Belle Valley ranks
Belle Valley's 84th-percentile standing inside Ohio outpaces its 39th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Belle Valley ranks 19,327 for wildfire risk (1 is highest) and 25,554 by building count (1 is largest). Within Ohio alone, it ranks 199 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Belle Valley and the insurance market
Belle Valley's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 61.5% of Belle Valley's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Belle Valley's figures come from
The methodology guide shows exactly how USFS turned 182 counted buildings into the percentiles shown above for Belle Valley. The exposure-zones guide covers what Belle Valley's dominant indirect exposure actually means, with real examples from across the dataset.