Belle Rive, IL
Belle Rive, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Belle Rive at the 18th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 282 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Belle Rive at the 18th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
282 buildings are counted in Belle Rive, and 76.6% of them are Indirect exposure — ember-driven risk rather than the 23.4% in Direct exposure or the 0% rated Minimal.
Belle Rive against the rest of the country
Compare Belle Rive's two percentiles: 59th within Illinois, only 18th nationally — a gap of 41 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Belle Rive ranks 25,707 for wildfire risk (1 is highest) and 22,113 by building count (1 is largest). Within Illinois alone, it ranks 595 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Belle Rive
Belle Rive's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Belle Rive's 76.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 282 counted buildings into the percentiles shown above for Belle Rive. For more on what indirect exposure implies beyond Belle Rive, see the exposure-zones guide.