Bellbrook, OH
Bellbrook, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bellbrook at the 18th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 3,086 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bellbrook at the 20th percentile, close to its 18th-percentile risk score.
What "at risk" means for the buildings here
3,086 buildings are counted in Bellbrook, and 62% of them are Indirect exposure — ember-driven risk rather than the 31% in Direct exposure or the 7% rated Minimal.
How Bellbrook compares
Bellbrook's 47th-percentile standing inside Ohio outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bellbrook ranks 25,950 for wildfire risk (1 is highest) and 5,304 by building count (1 is largest). Within Ohio alone, it ranks 668 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Bellbrook
Bellbrook's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Bellbrook
Because 62% of Bellbrook's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Bellbrook's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Bellbrook, see the exposure-zones guide.