Bellaire, TX
Bellaire, TX's wildfire risk, in USFS's own numbers
USFS scores Bellaire at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 7,223 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bellaire at the 22nd percentile, close to its 18th-percentile risk score.
Where Bellaire's buildings actually sit
USFS classifies 99.6% of Bellaire's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 7,223 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Bellaire ranks
Bellaire ranks lower within Texas (1st percentile statewide) than its 18th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bellaire ranks 25,982 for wildfire risk (1 is highest) and 2,373 by building count (1 is largest). Within Texas alone, it ranks 1,776 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Bellaire
At the 18th national percentile, Bellaire rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 99.6% of buildings rated Minimal exposure, Bellaire gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Bellaire's 25,982-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bellaire, see the exposure-zones guide.