Bell Center, WI
Bell Center, WI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bell Center lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 130 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bell Center's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Where Bell Center's buildings actually sit
130 buildings are counted in Bell Center, and 78.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Bell Center against the rest of the country
Within Wisconsin, Bell Center ranks higher (74th percentile) than it does nationally (33rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Bell Center ranks 21,226 for wildfire risk (1 is highest) and 27,738 by building count (1 is largest). Within Wisconsin alone, it ranks 210 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Bell Center
Bell Center's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Bell Center (78.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Bell Center's figures come from
Bell Center's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bell Center's dominant direct exposure actually means, with real examples from across the dataset.