Belknap, IL
Belknap, IL's wildfire risk, in USFS's own numbers
Belknap sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 108 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Belknap at the 48th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Belknap's buildings actually sit
108 buildings are counted in Belknap, and 78.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Belknap against the rest of the country
Belknap's 96th-percentile standing inside Illinois outpaces its 45th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Belknap ranks 17,229 for wildfire risk (1 is highest) and 28,689 by building count (1 is largest). Within Illinois alone, it ranks 54 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 45th national percentile, Belknap rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Belknap
With 78.7% of Belknap in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Belknap's figures come from
Every one of the two percentiles behind Belknap's 17,229-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Belknap's dominant direct exposure actually means, with real examples from across the dataset.