Belgreen, AL
Belgreen wildfire risk explained
Belgreen's 130 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Belgreen's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Belgreen's building exposure, zone by zone
Direct exposure dominates in Belgreen: 91.5% of its 130 buildings, versus 8.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Belgreen compares
Inside Alabama, Belgreen sits at just the 40th percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Belgreen ranks 10,324 for wildfire risk (1 is highest) and 27,699 by building count (1 is largest). Within Alabama alone, it ranks 355 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Belgreen and the insurance market
At the 67th percentile nationally, Belgreen carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Belgreen (91.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Belgreen's figures come from
Every one of the two percentiles behind Belgreen's 10,324-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Belgreen's dominant direct exposure actually means, with real examples from across the dataset.