Belden, NE
How exposed is Belden to wildfire?
Belden sits at the 25th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 134 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Belden at the 19th percentile, close to its 25th-percentile risk score.
Where Belden's buildings actually sit
Most of Belden's buildings (84.3% of 134) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Belden compares
There's little gap between Belden's 25th national percentile and its 13th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Belden ranks 23,639 for wildfire risk (1 is highest) and 27,549 by building count (1 is largest). Within Nebraska alone, it ranks 509 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 25th national percentile, Belden rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 84.3% of buildings rated Minimal exposure, Belden gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Belden's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Belden, see the exposure-zones guide.