Bel-Nor, MO
Bel-Nor, MO's wildfire risk, in USFS's own numbers
Bel-Nor's 860 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bel-Nor at the 48th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Bel-Nor's building exposure, zone by zone
USFS classifies 98.5% of Bel-Nor's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Bel-Nor against the rest of the country
Bel-Nor ranks lower within Missouri (22nd percentile statewide) than its 44th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bel-Nor ranks 17,581 for wildfire risk (1 is highest) and 13,086 by building count (1 is largest). Within Missouri alone, it ranks 824 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Bel-Nor's elevated rating (44th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Bel-Nor
Bel-Nor's 98.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 860 counted buildings into the percentiles shown above for Bel-Nor. For more on what minimal exposure implies beyond Bel-Nor, see the exposure-zones guide.