Bel Air North, MD
How exposed is Bel Air North to wildfire?
USFS's Wildfire Risk to Communities model puts Bel Air North at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 9,025 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bel Air North at the 11th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Bel Air North's building exposure, zone by zone
55.3% of Bel Air North's 9,025 buildings sit in USFS's Direct exposure zone, roughly 4,993 structures close enough to burnable vegetation for flame contact, not just embers — 15.8% fall in the Indirect, ember-only zone and 28.8% are Minimal. At 9,025 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Bel Air North ranks
Bel Air North's risk sits at a similar level relative to Maryland (9th percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bel Air North ranks 27,732 for wildfire risk (1 is highest) and 1,836 by building count (1 is largest). Within Maryland alone, it ranks 482 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Bel Air North
Bel Air North's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Bel Air North's 55.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Bel Air North's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bel Air North, see the exposure-zones guide.