Beersheba Springs, TN
Beersheba Springs, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Beersheba Springs lands at the 81st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 439 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beersheba Springs at the 84th percentile, close to its 81st-percentile risk score.
What "at risk" means for the buildings here
439 buildings are counted in Beersheba Springs, and 98.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Beersheba Springs compares
Beersheba Springs's risk sits at a similar level relative to Tennessee (87th percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Beersheba Springs ranks 6,091 for wildfire risk (1 is highest) and 18,493 by building count (1 is largest). Within Tennessee alone, it ranks 67 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Beersheba Springs and the insurance market
Beersheba Springs's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Beersheba Springs's 98.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Beersheba Springs's figures come from
Every one of the two percentiles behind Beersheba Springs's 6,091-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Beersheba Springs's dominant direct exposure actually means, with real examples from across the dataset.