Beechwood Village, KY
Beechwood Village wildfire risk explained
Beechwood Village sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 822 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beechwood Village at the 13th percentile, close to its 11th-percentile risk score.
Where Beechwood Village's buildings actually sit
USFS classifies 57.7% of Beechwood Village's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 42.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Beechwood Village compares
Beechwood Village scores 11th nationally and 15th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Beechwood Village ranks 27,922 for wildfire risk (1 is highest) and 13,424 by building count (1 is largest). Within Kentucky alone, it ranks 467 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Beechwood Village and the insurance market
Beechwood Village's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 57.7% of Beechwood Village outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Beechwood Village's 27,922-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Beechwood Village, see the exposure-zones guide.