Beechwood, MI
Beechwood wildfire risk explained
Out of every US place USFS scores, Beechwood lands at the 9th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,224 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beechwood's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Where Beechwood's buildings actually sit
Only 27.5% of Beechwood's 1,224 buildings carry Direct exposure and 0% carry Indirect; the remaining 72.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Beechwood against the rest of the country
Within Michigan, Beechwood ranks higher (29th percentile) than it does nationally (9th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Beechwood ranks 28,683 for wildfire risk (1 is highest) and 10,505 by building count (1 is largest). Within Michigan alone, it ranks 533 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Beechwood
Beechwood's low wildfire rating (9th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Beechwood
Even with 72.5% of Beechwood outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Beechwood's 28,683-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Beechwood, see the exposure-zones guide.