Beechmont, KY
How exposed is Beechmont to wildfire?
Out of every US place USFS scores, Beechmont lands at the 47th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 525 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beechmont's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
What "at risk" means for the buildings here
93.1% of Beechmont's 525 buildings sit in USFS's Direct exposure zone, roughly 489 structures close enough to burnable vegetation for flame contact, not just embers — 6.9% fall in the Indirect, ember-only zone and 0% are Minimal.
How Beechmont compares
Compare Beechmont's two percentiles: 76th within Kentucky, only 47th nationally — a gap of 29 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Beechmont ranks 16,669 for wildfire risk (1 is highest) and 16,938 by building count (1 is largest). Within Kentucky alone, it ranks 133 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Beechmont and the insurance market
Beechmont's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Beechmont
Beechmont's 93.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Beechmont's figures come from
Beechmont's 47th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Beechmont's dominant direct exposure actually means, with real examples from across the dataset.