Beech Mountain Lakes, PA
Beech Mountain Lakes wildfire risk explained
USFS scores Beech Mountain Lakes at the 63rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 963 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beech Mountain Lakes at the 61st percentile, close to its 63rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 99.8% of Beech Mountain Lakes's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0.2% Minimal share — a profile where 961 structures sit close enough to vegetation that lot clearing matters most.
Beech Mountain Lakes against the rest of the country
Compare Beech Mountain Lakes's two percentiles: 98th within Pennsylvania, only 63rd nationally — a gap of 36 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Beech Mountain Lakes ranks 11,765 for wildfire risk (1 is highest) and 12,204 by building count (1 is largest). Within Pennsylvania alone, it ranks 35 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Beech Mountain Lakes
Beech Mountain Lakes's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Beech Mountain Lakes (99.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Beech Mountain Lakes's figures come from
Every one of the two percentiles behind Beech Mountain Lakes's 11,765-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Beech Mountain Lakes's dominant direct exposure actually means, with real examples from across the dataset.