Beech Grove, IN
How exposed is Beech Grove to wildfire?
Beech Grove sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 6,485 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beech Grove at the 13th percentile, close to its 11th-percentile risk score.
Where Beech Grove's buildings actually sit
Beech Grove rates 98.3% Minimal exposure against just 1.7% Direct and 0% Indirect — of 6,485 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 6,485 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Beech Grove ranks
Compare Beech Grove's two percentiles: 59th within Indiana, only 11th nationally — a gap of 48 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Beech Grove ranks 28,105 for wildfire risk (1 is highest) and 2,677 by building count (1 is largest). Within Indiana alone, it ranks 401 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Beech Grove's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Beech Grove
Even with 98.3% of Beech Grove outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Beech Grove's figures come from
Every one of the two percentiles behind Beech Grove's 28,105-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Beech Grove's dominant minimal exposure actually means, with real examples from across the dataset.