Bee Cave, TX
How exposed is Bee Cave to wildfire?
Bee Cave's 2,938 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bee Cave at the 79th percentile, close to its 81st-percentile risk score.
Bee Cave's building exposure, zone by zone
Most of Bee Cave's buildings (58.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Bee Cave against the rest of the country
Bee Cave's 81st national percentile looks worse in isolation than its 63rd ranking inside Texas does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, Bee Cave ranks 6,126 for wildfire risk (1 is highest) and 5,532 by building count (1 is largest). Within Texas alone, it ranks 670 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Bee Cave
Bee Cave's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Bee Cave (58.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Bee Cave's figures come from
The methodology guide shows exactly how USFS turned 2,938 counted buildings into the percentiles shown above for Bee Cave. The exposure-zones guide covers what Bee Cave's dominant indirect exposure actually means, with real examples from across the dataset.