Bedminster, NJ
Bedminster, NJ's wildfire risk, in USFS's own numbers
Bedminster's 767 buildings earn a 39th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bedminster's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Bedminster's building exposure, zone by zone
85.8% of Bedminster's 767 buildings sit in USFS's Direct exposure zone, roughly 658 structures close enough to burnable vegetation for flame contact, not just embers — 14.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Bedminster against the rest of the country
There's little gap between Bedminster's 39th national percentile and its 42nd percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bedminster ranks 19,191 for wildfire risk (1 is highest) and 13,945 by building count (1 is largest). Within New Jersey alone, it ranks 409 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Bedminster
Bedminster's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Bedminster (85.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Bedminster's figures come from
Every one of the two percentiles behind Bedminster's 19,191-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bedminster's dominant direct exposure actually means, with real examples from across the dataset.