Becker, MN
Becker wildfire risk explained
Becker sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,833 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Becker's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Becker's building exposure, zone by zone
40.8% of Becker's 1,833 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 19.8% Direct and 39.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Becker compares
Becker's 57th-percentile standing inside Minnesota outpaces its 41st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Becker ranks 18,496 for wildfire risk (1 is highest) and 7,971 by building count (1 is largest). Within Minnesota alone, it ranks 391 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 41st national percentile, Becker rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Becker's 40.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,833 counted buildings into the percentiles shown above for Becker. For more on what indirect exposure implies beyond Becker, see the exposure-zones guide.