Beaverdam, OH
How exposed is Beaverdam to wildfire?
Beaverdam sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 295 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beaverdam at the 2nd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
Beaverdam rates 90.5% Minimal exposure against just 9.5% Direct and 0% Indirect — of 295 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Beaverdam compares
Beaverdam's risk sits at a similar level relative to Ohio (10th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Beaverdam ranks 31,052 for wildfire risk (1 is highest) and 21,766 by building count (1 is largest). Within Ohio alone, it ranks 1,138 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 2nd national percentile, Beaverdam rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 90.5% of buildings rated Minimal exposure, Beaverdam gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 295 counted buildings into the percentiles shown above for Beaverdam. For more on what minimal exposure implies beyond Beaverdam, see the exposure-zones guide.