Beaverdale, IA
Beaverdale, IA's wildfire risk, in USFS's own numbers
Beaverdale sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 533 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beaverdale's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
What "at risk" means for the buildings here
533 buildings are counted in Beaverdale, and 53.1% of them are Indirect exposure — ember-driven risk rather than the 46.9% in Direct exposure or the 0% rated Minimal.
How Beaverdale compares
Beaverdale's 88th-percentile standing inside Iowa outpaces its 64th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Beaverdale ranks 11,434 for wildfire risk (1 is highest) and 16,822 by building count (1 is largest). Within Iowa alone, it ranks 126 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Beaverdale's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Beaverdale (53.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Beaverdale's figures come from
Beaverdale's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Beaverdale's dominant indirect exposure actually means, with real examples from across the dataset.