Beavercreek, OH
Beavercreek, OH's wildfire risk, in USFS's own numbers
Beavercreek's 18,155 buildings earn a 15th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beavercreek at the 17th percentile, close to its 15th-percentile risk score.
What "at risk" means for the buildings here
55.5% of Beavercreek's 18,155 buildings sit in USFS's Minimal exposure zone, with only 41.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 18,155 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Beavercreek compares
Beavercreek's 43rd-percentile standing inside Ohio outpaces its 15th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Beavercreek ranks 26,863 for wildfire risk (1 is highest) and 788 by building count (1 is largest). Within Ohio alone, it ranks 727 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Beavercreek's low wildfire rating (15th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Beavercreek's 55.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Beavercreek's figures come from
The methodology guide shows exactly how USFS turned 18,155 counted buildings into the percentiles shown above for Beavercreek. The exposure-zones guide covers what Beavercreek's dominant minimal exposure actually means, with real examples from across the dataset.