Beaver, IA
Beaver wildfire risk explained
Beaver's 62 buildings earn a 6th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beaver's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
What "at risk" means for the buildings here
Of Beaver's 62 counted buildings, 58.1% carry Direct exposure and only 41.9% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Beaver against the rest of the country
Beaver's risk sits at a similar level relative to Iowa (13th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Beaver ranks 29,688 for wildfire risk (1 is highest) and 30,571 by building count (1 is largest). Within Iowa alone, it ranks 882 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Beaver's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 58.1% of Beaver in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Beaver's figures come from
Every one of the two percentiles behind Beaver's 29,688-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Beaver's dominant direct exposure actually means, with real examples from across the dataset.