Beaver Creek, MN
Beaver Creek wildfire risk explained
Beaver Creek's 172 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beaver Creek's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Where Beaver Creek's buildings actually sit
72.7% of Beaver Creek's 172 buildings sit in USFS's Minimal exposure zone, with only 27.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Beaver Creek ranks
There's little gap between Beaver Creek's 23rd national percentile and its 27th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Beaver Creek ranks 24,332 for wildfire risk (1 is highest) and 25,939 by building count (1 is largest). Within Minnesota alone, it ranks 669 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Beaver Creek
Beaver Creek's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Beaver Creek's 72.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Beaver Creek's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Beaver Creek, see the exposure-zones guide.