Beaumont, TX
Beaumont, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Beaumont at the 83rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 50,802 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beaumont at the 84th percentile, close to its 83rd-percentile risk score.
Beaumont's building exposure, zone by zone
Beaumont rates 55.2% Minimal exposure against just 13.2% Direct and 31.6% Indirect — of 50,802 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 50,802 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Beaumont against the rest of the country
Beaumont's 83rd national percentile looks worse in isolation than its 67th ranking inside Texas does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Beaumont ranks 5,525 for wildfire risk (1 is highest) and 169 by building count (1 is largest). Within Texas alone, it ranks 581 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Beaumont carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 55.2% of Beaumont outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Beaumont's figures come from
Every one of the two percentiles behind Beaumont's 5,525-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Beaumont's dominant minimal exposure actually means, with real examples from across the dataset.