Beaulieu, MN
Beaulieu wildfire risk explained
USFS scores Beaulieu at the 61st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 79 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beaulieu's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Where Beaulieu's buildings actually sit
Direct exposure dominates in Beaulieu: 92.4% of its 79 buildings, versus 7.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Beaulieu compares
Within Minnesota, Beaulieu ranks higher (87th percentile) than it does nationally (61st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Beaulieu ranks 12,263 for wildfire risk (1 is highest) and 29,926 by building count (1 is largest). Within Minnesota alone, it ranks 124 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Beaulieu and the insurance market
Beaulieu's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Beaulieu (92.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Beaulieu's 12,263-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Beaulieu, see the exposure-zones guide.