Beaufort, NC
How exposed is Beaufort to wildfire?
Beaufort sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,823 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Beaufort at the 79th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Beaufort's building exposure, zone by zone
Beaufort rates 82.5% Minimal exposure against just 15.5% Direct and 2% Indirect — of 2,823 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Beaufort ranks
Beaufort scores 84th nationally and 92nd within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Beaufort ranks 5,143 for wildfire risk (1 is highest) and 5,718 by building count (1 is largest). Within North Carolina alone, it ranks 60 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 84th percentile nationally, Beaufort carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Beaufort
With 82.5% of buildings rated Minimal exposure, Beaufort gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Beaufort's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Beaufort, see the exposure-zones guide.