Beattyville, KY
Beattyville, KY's wildfire risk, in USFS's own numbers
Beattyville's 669 buildings earn a 75th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Beattyville at the 78th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Beattyville's building exposure, zone by zone
669 buildings are counted in Beattyville, and 55.5% of them are Indirect exposure — ember-driven risk rather than the 44.5% in Direct exposure or the 0% rated Minimal.
Beattyville against the rest of the country
Beattyville scores 75th nationally and 85th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Beattyville ranks 7,817 for wildfire risk (1 is highest) and 14,972 by building count (1 is largest). Within Kentucky alone, it ranks 84 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Beattyville's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Beattyville (55.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Beattyville's 7,817-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Beattyville, see the exposure-zones guide.