Beatrice, NE
How exposed is Beatrice to wildfire?
USFS's Wildfire Risk to Communities model puts Beatrice at the 65th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 7,232 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Beatrice at the 58th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Beatrice's building exposure, zone by zone
USFS classifies 93.5% of Beatrice's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 7,232 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Beatrice against the rest of the country
Beatrice's risk sits at a similar level relative to Nebraska (57th percentile statewide) as it does nationally (65th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Beatrice ranks 11,193 for wildfire risk (1 is highest) and 2,368 by building count (1 is largest). Within Nebraska alone, it ranks 251 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Beatrice's high rating (65th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Beatrice
Beatrice's 93.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Beatrice's figures come from
Every one of the two percentiles behind Beatrice's 11,193-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Beatrice's dominant minimal exposure actually means, with real examples from across the dataset.