Beardstown, IL
Beardstown, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Beardstown lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,808 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beardstown's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Where Beardstown's buildings actually sit
Beardstown rates 99.5% Minimal exposure against just 0.5% Direct and 0% Indirect — of 2,808 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Beardstown against the rest of the country
Compare Beardstown's two percentiles: 35th within Illinois, only 7th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Beardstown ranks 29,332 for wildfire risk (1 is highest) and 5,751 by building count (1 is largest). Within Illinois alone, it ranks 944 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Beardstown
At the 7th national percentile, Beardstown rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Beardstown's 99.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Beardstown's figures come from
Every one of the two percentiles behind Beardstown's 29,332-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Beardstown's dominant minimal exposure actually means, with real examples from across the dataset.