Bearden, AR
How exposed is Bearden to wildfire?
Bearden sits at the 54th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 622 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bearden at the 56th percentile, close to its 54th-percentile risk score.
Where Bearden's buildings actually sit
USFS puts 86.7% of Bearden's 622 buildings in the Indirect exposure zone, versus 13.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Bearden compares
Bearden ranks lower within Arkansas (31st percentile statewide) than its 54th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bearden ranks 14,390 for wildfire risk (1 is highest) and 15,525 by building count (1 is largest). Within Arkansas alone, it ranks 424 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Bearden and the insurance market
At the 54th national percentile, Bearden rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 86.7% of Bearden's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bearden's figures come from
Every one of the two percentiles behind Bearden's 14,390-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bearden's dominant indirect exposure actually means, with real examples from across the dataset.