Bear Valley (Mariposa), CA
Bear Valley (Mariposa) wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bear Valley (Mariposa) at the 94th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 125 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bear Valley (Mariposa) at the 94th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bear Valley (Mariposa)'s buildings actually sit
125 buildings are counted in Bear Valley (Mariposa), and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Bear Valley (Mariposa) against the rest of the country
Bear Valley (Mariposa) ranks lower within California (71st percentile statewide) than its 94th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bear Valley (Mariposa) ranks 1,941 for wildfire risk (1 is highest) and 27,927 by building count (1 is largest). Within California alone, it ranks 460 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Bear Valley (Mariposa)
Because Bear Valley (Mariposa) is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Bear Valley (Mariposa)'s 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Bear Valley (Mariposa)'s 1,941-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Bear Valley (Mariposa), see the exposure-zones guide.