WildfireRiskFinder

Beaman, IA

Beaman, IA's wildfire risk, in USFS's own numbers

Moderate
24thpercentile nationally

USFS scores Beaman at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 140 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)

Fire likelihood alone (USFS's burn-probability figure) ranks Beaman at the 23rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.

Where Beaman's buildings actually sit

140Total buildings
7.1%Direct exposure
0%Indirect exposure
92.9%Minimal exposure

Only 7.1% of Beaman's 140 buildings carry Direct exposure and 0% carry Indirect; the remaining 92.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.

How Beaman compares

Beaman scores 24th nationally and 37th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Beaman ranks 24,011 for wildfire risk (1 is highest) and 27,283 by building count (1 is largest). Within Iowa alone, it ranks 641 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.

What this risk score means for insurance

At the 24th national percentile, Beaman rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.

Hardening a home in Beaman

With 92.9% of buildings rated Minimal exposure, Beaman gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.

More on how this number was built

Every one of the two percentiles behind Beaman's 24,011-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Beaman, see the exposure-zones guide.