Baywood Park, CA
Baywood Park, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Baywood Park lands at the 54th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 687 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Baywood Park at the 54th percentile, close to its 54th-percentile risk score.
Baywood Park's building exposure, zone by zone
62.5% of Baywood Park's 687 buildings sit in USFS's Minimal exposure zone, with only 22.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Baywood Park ranks
Baywood Park ranks lower within California (13th percentile statewide) than its 54th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Baywood Park ranks 14,581 for wildfire risk (1 is highest) and 14,791 by building count (1 is largest). Within California alone, it ranks 1,362 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Baywood Park and the insurance market
Baywood Park sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 54th-percentile score like Baywood Park's can end up mattering for. More on the disclosure law.
What would actually reduce this score
With 62.5% of buildings rated Minimal exposure, Baywood Park gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Baywood Park's 14,581-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Baywood Park, see the exposure-zones guide.