Baywood, NY
Baywood, NY's wildfire risk, in USFS's own numbers
Baywood's 2,724 buildings earn a 45th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Baywood's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
What "at risk" means for the buildings here
Most of Baywood's buildings (89.6% of 2,724) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Baywood ranks
Within New York, Baywood ranks higher (90th percentile) than it does nationally (45th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Baywood ranks 17,211 for wildfire risk (1 is highest) and 5,890 by building count (1 is largest). Within New York alone, it ranks 130 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Baywood
At the 45th national percentile, Baywood rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Baywood
Baywood's 89.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Baywood's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Baywood, see the exposure-zones guide.