Bayville, NY
Bayville, NY's wildfire risk, in USFS's own numbers
USFS scores Bayville at the 35th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 2,701 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bayville's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Where Bayville's buildings actually sit
85% of Bayville's 2,701 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 9.9% Direct and 5.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Bayville compares
Compare Bayville's two percentiles: 75th within New York, only 35th nationally — a gap of 41 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bayville ranks 20,578 for wildfire risk (1 is highest) and 5,927 by building count (1 is largest). Within New York alone, it ranks 319 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Bayville
Bayville's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 85% of Bayville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bayville's figures come from
Every one of the two percentiles behind Bayville's 20,578-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bayville's dominant indirect exposure actually means, with real examples from across the dataset.