Bayview, TX
Bayview wildfire risk explained
Bayview's 335 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bayview at the 91st percentile, close to its 91st-percentile risk score.
Where Bayview's buildings actually sit
90.8% of Bayview's 335 buildings sit in USFS's Direct exposure zone, roughly 304 structures close enough to burnable vegetation for flame contact, not just embers — 3.9% fall in the Indirect, ember-only zone and 5.4% are Minimal.
How Bayview compares
There's little gap between Bayview's 91st national percentile and its 86th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bayview ranks 2,874 for wildfire risk (1 is highest) and 20,708 by building count (1 is largest). Within Texas alone, it ranks 250 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Bayview and the insurance market
Bayview's 91st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Bayview
Bayview's 90.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bayview's figures come from
Bayview's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bayview's dominant direct exposure actually means, with real examples from across the dataset.