Bayview, NC
Bayview, NC's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bayview at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 373 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bayview at the 55th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bayview's buildings actually sit
59% of Bayview's 373 buildings sit in USFS's Direct exposure zone, roughly 220 structures close enough to burnable vegetation for flame contact, not just embers — 16.9% fall in the Indirect, ember-only zone and 24.1% are Minimal.
Where Bayview ranks
There's little gap between Bayview's 61st national percentile and its 60th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bayview ranks 12,239 for wildfire risk (1 is highest) and 19,811 by building count (1 is largest). Within North Carolina alone, it ranks 312 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Bayview's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Bayview
With 59% of Bayview in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Bayview's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bayview, see the exposure-zones guide.