Bayshore, NC
Bayshore, NC's wildfire risk, in USFS's own numbers
USFS scores Bayshore at the 80th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,442 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bayshore at the 75th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Bayshore (48.4% of 1,442 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 47.7% sit in the Direct zone.
How Bayshore compares
Bayshore's risk sits at a similar level relative to North Carolina (85th percentile statewide) as it does nationally (80th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bayshore ranks 6,433 for wildfire risk (1 is highest) and 9,421 by building count (1 is largest). Within North Carolina alone, it ranks 118 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 80th percentile nationally, Bayshore carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 48.4% of Bayshore's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bayshore's 6,433-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Bayshore, see the exposure-zones guide.