Bayshore Gardens, FL
How exposed is Bayshore Gardens to wildfire?
USFS's Wildfire Risk to Communities model puts Bayshore Gardens at the 57th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 6,807 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bayshore Gardens at the 61st percentile, close to its 57th-percentile risk score.
Bayshore Gardens's building exposure, zone by zone
USFS classifies 98% of Bayshore Gardens's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 6,807 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Bayshore Gardens compares
Bayshore Gardens ranks lower within Florida (11th percentile statewide) than its 57th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bayshore Gardens ranks 13,455 for wildfire risk (1 is highest) and 2,540 by building count (1 is largest). Within Florida alone, it ranks 854 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Bayshore Gardens
Bayshore Gardens's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 98% of Bayshore Gardens outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Bayshore Gardens's figures come from
Every one of the two percentiles behind Bayshore Gardens's 13,455-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bayshore Gardens's dominant minimal exposure actually means, with real examples from across the dataset.