Bayport, NY
Bayport, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bayport at the 42nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 3,431 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bayport at the 40th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bayport's buildings actually sit
Only 26.2% of Bayport's 3,431 buildings carry Direct exposure and 0% carry Indirect; the remaining 73.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Bayport against the rest of the country
Within New York, Bayport ranks higher (87th percentile) than it does nationally (42nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Bayport ranks 18,343 for wildfire risk (1 is highest) and 4,870 by building count (1 is largest). Within New York alone, it ranks 170 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Bayport's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 73.8% of buildings rated Minimal exposure, Bayport gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,431 counted buildings into the percentiles shown above for Bayport. For more on what minimal exposure implies beyond Bayport, see the exposure-zones guide.