Bayport, MN
Bayport wildfire risk explained
Out of every US place USFS scores, Bayport lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,126 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bayport at the 35th percentile, close to its 34th-percentile risk score.
Where Bayport's buildings actually sit
Most of Bayport's buildings (79.2% of 1,126) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Bayport ranks
There's little gap between Bayport's 34th national percentile and its 42nd percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bayport ranks 20,856 for wildfire risk (1 is highest) and 11,110 by building count (1 is largest). Within Minnesota alone, it ranks 526 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 34th national percentile, Bayport rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Bayport
Even with 79.2% of Bayport outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Bayport's figures come from
Bayport's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bayport's dominant minimal exposure actually means, with real examples from across the dataset.