Bayport, FL
Bayport, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bayport at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 50 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bayport at the 95th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bayport's buildings actually sit
Of Bayport's 50 counted buildings, 86% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Bayport ranks
Bayport scores 97th nationally and 97th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bayport ranks 942 for wildfire risk (1 is highest) and 30,927 by building count (1 is largest). Within Florida alone, it ranks 31 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Bayport and the insurance market
Bayport's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Bayport
With 86% of Bayport in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 50 counted buildings into the percentiles shown above for Bayport. For more on what direct exposure implies beyond Bayport, see the exposure-zones guide.