Bayfront, WI
Bayfront, WI's wildfire risk, in USFS's own numbers
USFS scores Bayfront at the 17th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 116 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bayfront's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Where Bayfront's buildings actually sit
Of Bayfront's 116 counted buildings, 81% carry Direct exposure and only 19% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Bayfront compares
Bayfront scores 17th nationally and 23rd within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bayfront ranks 26,115 for wildfire risk (1 is highest) and 28,392 by building count (1 is largest). Within Wisconsin alone, it ranks 624 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Bayfront and the insurance market
At the 17th national percentile, Bayfront rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Bayfront's 81% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bayfront's figures come from
Every one of the two percentiles behind Bayfront's 26,115-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bayfront's dominant direct exposure actually means, with real examples from across the dataset.