Bay View, OH
Bay View wildfire risk explained
Out of every US place USFS scores, Bay View lands at the 5th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 480 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bay View at the 5th percentile, close to its 5th-percentile risk score.
What "at risk" means for the buildings here
Only 2.1% of Bay View's 480 buildings carry Direct exposure and 0% carry Indirect; the remaining 97.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Bay View compares
Bay View's 24th-percentile standing inside Ohio outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bay View ranks 30,018 for wildfire risk (1 is highest) and 17,710 by building count (1 is largest). Within Ohio alone, it ranks 961 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Bay View and the insurance market
Bay View's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Bay View
Even with 97.9% of Bay View outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bay View's 30,018-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bay View, see the exposure-zones guide.